September 8, 2010

Boo! Hiss! I Hate Health Insurance

One of the reasons I haven't blogged much lately?

Revisions.

Revisions.

And looking for health insurance.

Sometimes my revisions make me want to pull my hair out. (I'm ALMOST done though!) But buying health insurance makes me want to dig out my eyes with a spoon.

My problem is two-fold, you see.

First, I don't understand all of this insurance-speak. HSA Ready. OOP. Coinsurance. Huh? I get them all mixed up.

Second, I can't seem to find any plans that offer maternity coverage. NONE! Justin and I aren't planning on having kids really soon, but we'd like for me to have maternity coverage just to be safe.

But noooo. I can pay $250 a month for a nice insurance package that will completely drop me if I get preggers. I don't get it! Women have babies every day! Sometimes they have more than one baby in a day! So why can't I get maternity coverage?!

Man, I want to be a dude...

3 comments:

  1. 'Man, I want to be a dude...' - Best. Line. Ever!

    Seriously, I feel for you. I still depend on my parents for the health insurance-getting process, but I've heard horror stories about it. I truly hope everything works out for you.

    And go kill those revisions!

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  2. Totally agree! The best I found was insurance with a 2 year wait for maternity coverage. It was BC/BS, but I know that changes from state to state. Good luck!

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  3. Amparo, I totally wish I could still be on my parents' insurance! That would make life so much easier...

    Janet, thank you thank you for the tip! I will definitely look into BC/BS to see if they have an affordable plan for me. (Okay, it probably won't be "affordable" but at least they offer maternity coverage!)

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